Ryan Skerritt
Founder, Next Wave Mortgage, LLC · NMLS #1170025 · Verify license
4.9/5.0 · 101+ Homeowners on Google
Ryan Skerritt is the Founder of Next Wave Mortgage and a Senior Mortgage Consultant (NMLS #1170025) who built the company around a simple belief: the mortgage process should feel smarter, simpler, and genuinely people-focused.
With more than 12 years of industry expertise, Ryan brings a blend of hands-on lending knowledge and strategic leadership, helping clients understand their options clearly while keeping the process organized and efficient.
Ryan is known for building a culture centered on transparency, accountability, and client success — so borrowers feel confident from the first conversation all the way to closing day.
Whether he’s helping a first-time buyer or a seasoned homeowner, Ryan’s focus stays the same: simplify decisions, remove confusion, and empower clients with clarity at every step.
Ryan leads Next Wave Mortgage's culture and operations. Texas loans arranged through Make Texas Your Home are handled by Next Wave loan officers licensed in Texas.
Built for real-life borrowers
- First-time buyers who want calm, structured guidance.
- Homeowners refinancing who want clarity, not sales pressure.
- Buyers who need strong pre-approval positioning.
- Anyone who values fast responses and organized next steps.
A simple, guided process
- 1Quick intro call to understand your goals.
- 2Clear checklist and document plan.
- 3Loan strategy built around your timeline.
- 4Strong pre-approval and next-step coordination.
- 5Consistent updates through closing.