Texas Homebuyer Guides
Clear, practical Texas mortgage articles on home loans, down payment assistance, first-time buyer programs, and property tax exemptions.
Austin Down Payment Assistance & Homebuyer Programs, Texas (2026)
Explore 2026 Austin down payment assistance up to $40,000, Travis County Hill Country Home, HUD income limits, and statewide Texas first-time buyer programs.
Can Foreigners Buy Property in Texas? (2026 Buyer Guide)
Yes, foreigners can buy property in Texas. Learn how Texas SB 17 works, how foreign buyers get mortgages, ITIN and rental tax rules, and FIRPTA withholding.
13 Cheapest Places to Buy a House in Texas (2026)
Ranked 2026 guide to the cheapest places to buy a house in Texas using Texas A&M TRERC MLS median sale prices, from Wichita Falls at $200,000 to Brownsville.
Conventional Mortgages in Texas: Complete Buyer Guide (2026)
Explore conventional mortgages in Texas for 2026: 3% down options, HomeReady and Home Possible rules, PMI cancellation, DTI caps, and $832,750 loan limits.
DACA & ITIN Home Loans in Texas: Mortgage Options (2026)
FHA ended non-permanent resident eligibility and USDA ended a non-citizen waiver in 2025. See what Texas DACA and ITIN homebuyers can explore in 2026.
Dallas Homebuyer Assistance Program (DHAP) Guide Texas (2026)
Learn how the Dallas Homebuyer Assistance Program (DHAP) offers up to $60,000 in 2026, plus DFW options, HUD income limits, and how to apply through BCL.
FHA 203(k) Loan in Texas: Buy & Renovate Guide (2026)
Learn how an FHA 203(k) loan in Texas lets you buy and renovate a fixer-upper with one mortgage. Compare Limited vs Standard 203(k) caps, rules, and steps.
Texas FHA Minimum Property Standards & Checklist (2026)
Learn the 2026 FHA minimum property standards in Texas. Review HUD Handbook 4000.1 appraisal rules, our inspection checklist, and how FHA repair escrows work.
FHA Rent-to-Own in Texas (2026): Rules, Rent Credits & Alternatives
Learn how FHA rent-to-own works in Texas for 2026: HUD lease-purchase rules, FHA rent credits, the 85% LTV landlord cap, and safer Texas DPA alternatives.
58 Texas First-Time Home Buyer Grants & Programs (2026)
Compare all 58 Texas first-time home buyer grants and down payment assistance programs for 2026. Check amounts, income limits, and how to qualify today.
Good Neighbor Next Door Texas: 50% Off HUD Homes (2026)
See how HUD's Good Neighbor Next Door program in Texas gives teachers, police, firefighters, and EMTs 50% off eligible homes, plus $100 down FHA financing.
Home Sweet Texas Home Loan Program: 2026 DPA Guide
Complete 2026 guide to TSAHC's Home Sweet Texas Home Loan Program: up to 5% down payment assistance, credit minimums, county income limits, and MCC rules.
Homes for Texas Heroes Eligible Professions (2026) | Full TSAHC List
See the full 2026 list of Homes for Texas Heroes eligible professions, edge cases for nurses and veterans, required documentation, and alternatives.
Homes for Texas Heroes Income Limits (2026): County Guide
See 2026 Homes for Texas Heroes income limits by county, how TSAHC counts borrower vs. household income, MCC and purchase price caps, and how to qualify.
Houston Homebuyer Assistance Program (HAP): Texas Guide (2026)
City of Houston HAP is paused in 2026 with funds exhausted. See how the $75,000 program works, income limits, and open Houston down payment assistance.
Moving to Texas From California & Buying a Home (2026)
Moving to Texas from California in 2026? See our relocation checklist, income and property tax rules, DMV deadlines, and how to buy a Texas home.
My Choice Texas Home Program: 2026 TDHCA DPA Guide
Complete 2026 guide to TDHCA's My Choice Texas Home program: 2% to 5% down payment assistance for repeat and first-time Texas buyers, plus income limits.
My First Texas Home Program (2026): TDHCA DPA & Eligibility Guide
Complete 2026 guide to the TDHCA My First Texas Home program: 2% to 5% down payment assistance, 620 minimum credit score, income limits, and how to apply.
Rent-to-Own Homes in Texas: Rules & Safer Options (2026)
Explore rent-to-own homes in Texas for 2026: Property Code Chapter 5 rules for lease-options and contracts for deed, FHA rent credits, and safer DPA options.
Requirements to Buy a House in Texas: 7 Rules (2026)
Learn the 7 requirements to buy a house in Texas in 2026, from 620 credit minimums and 2% to 5% down payment help to income caps and pre-approval.
Reverse Mortgage Closing Costs in Texas (2026)
Break down 2026 reverse mortgage closing costs in Texas, including FHA HECM mortgage insurance, capped origination fees, counseling, and Section 50(k) rules.
San Antonio Homebuyer Assistance Programs in Texas (2026)
Compare 2026 San Antonio down payment assistance, including HIP 80 and HIP 120 status, NHSSA loans, HUD income limits, and statewide Texas programs.
Self-Employed & 1099 Mortgage Guide in Texas (2026)
Getting a self-employed or 1099 mortgage in Texas? Learn Fannie Mae, Freddie Mac, and FHA tax return rules, the 25% ownership test, and bank statement loans.
Texas Conforming Loan Limits by County (2026)
See the 2026 Texas conforming loan limits for all 254 counties, including 1 to 4 unit caps, how they compare to FHA limits, and when a loan becomes jumbo.
Texas Disabled Veteran Property Tax Exemption (2026)
See the 2026 Texas disabled veteran property tax exemptions by rating, from the $5,000–$12,000 breaks to the 100% and IU total homestead exemption.
Family Opportunity Mortgage in Texas: Buy for Parents (2026)
Learn how the Fannie Mae Family Opportunity Mortgage rule works in Texas for 2026. Buy a home for aging parents or a disabled adult child as owner-occupied.
Texas FHA Loan Limits by County (2026)
See the 2026 Texas FHA loan limits by county, including Dallas, Austin, San Antonio, and Houston, so you know the maximum amount you can borrow.
Texas FHA Loan Requirements (2026): Credit, Limits & Rules
2026 Texas FHA loan requirements: 580 credit score for 3.5% down, MIP rates, DTI rules, county loan limits, and pairing with TDHCA or TSAHC assistance.
Texas First Responder Home Loans & Assistance (2026)
Compare Texas first responder home loans for 2026: Homes for Texas Heroes down payment help, 50%-off HUD GNND homes, San Antonio and Frisco DPA, and VA loans.
Texas Home Equity Loan Rules & HELOC Guide (2026)
Learn the 2026 Texas home equity loan rules, how a Texas HELOC works, the 80% LTV cap, 2% fee limit, 12-day waiting period, and cash-out refinance laws.
Texas Home Loans for Single Moms: Grants & Assistance (2026)
Explore 2026 Texas home loans for single moms and single parents. See how household size raises income limits, how child support counts, and what can help.
Texas Home Loans & Grants for Disabled Buyers (2026)
2026 guide to Texas home loans for disabled buyers: SSDI and SSI rules, Amy Young accessibility grants, $200,000 school tax exemptions, and statewide DPA.
Texas Homebuyer Income & Purchase Price Limits (2026)
Check 2026 Texas income limits and purchase price caps by county for TDHCA and TSAHC down payment assistance, including My First Texas Home and Heroes.
Texas Homestead Exemption Guide for Buyers & Owners (2026)
Learn how the $140,000 Texas homestead exemption works in 2026, who qualifies, how to file Form 50-114, and how the 10% appraisal cap protects you.
Texas Manufactured Home Loans: Complete Guide (2026)
Learn how Texas manufactured home loans work in 2026: TDHCA Statement of Ownership rules, real property conversion, and FHA, Fannie Mae, VA, and USDA options.
Texas Nurse Home Loans & Down Payment Assistance (2026)
Compare 2026 Texas nurse home loans and grants. See who qualifies for Homes for Texas Heroes, why hospital RNs use Home Sweet Texas, and local DPA options.
Texas Property Tax Exemptions for Seniors (2026)
Complete 2026 guide to Texas property tax exemptions for seniors 65+: the $200,000 combined school exemption, tax ceiling freeze, deferral rules, and filing.
Texas Senior Homebuyer Programs & Loans (2026 Guide)
Explore 2026 Texas senior homebuyer programs: HECM for Purchase, fixed-income qualification with Social Security and pensions, and 65+ property tax breaks.
Texas Veterans Land Board Home Loan Guide (2026)
Learn how the 2026 Texas Veterans Land Board (VLB) home loan works, including the $832,750 limit, disability rate discounts, land loans, and how to apply.
Trump First-Time Homebuyer Program (2026): Texas Update
An October 2026 update on the Trump housing plan, executive orders, the ROAD to Housing Act, tax credit bills, and real Texas first-time buyer programs.
USDA Loans in Texas (2026): $0 Down, Income Limits & Map
Complete 2026 guide to USDA loans in Texas: Section 502 Guaranteed zero-down rules, county household income limits, fees, credit guidelines, and rural maps.